Home and Contents Insurance
घर र सामान बिमा
Context: A homeowner discusses home and contents insurance options.
Agent
Congratulations on your new home! Do you have insurance yet?
ग्राहक
बैंकले बिमा अनिवार्य भन्यो। घर र सामान दुवैको बिमा चाहिन्छ?
Agent
Building insurance covers the structure. Contents covers your belongings inside — furniture, electronics, clothing. Combined policies are usually better value.
ग्राहक
सामानको मूल्य कसरी तय गर्ने?
Agent
Walk through each room and estimate the replacement cost of everything. Most families have fifty to one hundred thousand dollars' worth of contents.
ग्राहक
बाढी र भूकम्पको क्षति पनि कभर हुन्छ?
Agent
Most policies cover storm and flood but check the Product Disclosure Statement carefully. Earthquake cover is usually included in NSW.
ग्राहक
प्रिमियम कम गर्ने उपाय छ?
Agent
Increase your excess, install security systems, and combine with car insurance for a multi-policy discount.
Segment count: 9 — Practice interpreting each segment before reading the next