Financial Counselling

आर्थिक परामर्श

Finance

Context: A person in financial difficulty seeks free financial counselling.

Counsellor

English

Financial counselling is free and confidential. What's your situation?

ग्राहक

नेपाली

मेरो क्रेडिट कार्ड ऋण बढ्दै गएको छ र भाडा तिर्न गाह्रो भइरहेको छ।

Counsellor

English

Let's look at your income and expenses together. How much do you earn after tax?

ग्राहक

नेपाली

महिनाको तीन हजार पाँच सय डलर। भाडा एक्लै बाह्र सय लाग्छ।

Counsellor

English

That's a high proportion of your income on rent. Have you applied for Centrelink Rent Assistance? You could get up to one hundred and eighty dollars extra per fortnight.

ग्राहक

नेपाली

ऋणदाताले तगादा गरिरहेको छ। के गर्ने?

Counsellor

English

I can negotiate with creditors on your behalf for reduced payments or hardship arrangements. They're required to consider hardship applications.

ग्राहक

नेपाली

बजेट बनाउन मद्दत गर्नुहुन्छ?

Counsellor

English

Absolutely. We'll create a realistic budget and look at ways to reduce expenses. I'll also check if you qualify for any emergency payment assistance.

Segment count: 9 — Practice interpreting each segment before reading the next